On behalf of Ellett Law Offices , P.C. posted in 1. Personal Bankruptcy on Tuesday, April 24, 2012 So many people are dealing with the prospects of bankruptcy these days. With the tumultuous and ever-changing ways of the economy, the ability to discharge outstanding debt through a Chapter 7 filing or to reorganize and consolidate […]
Archives for October 2012
Here are a few simple ways to manage your credit card debt
On behalf of Ellett Law Offices , P.C. posted in 1. Credit Card Debt on Friday, April 20, 2012 When it comes to credit card debt, it doesn’t matter if you are in Phoenix, Arizona or freezing Antarctica (well, maybe a credit card isn’t really necessary that far south)– having good habits can keep your […]
Bank of America files suit against itself 11 times in March
On behalf of Ellett Law Offices , P.C. posted in 1. Personal Bankruptcy on Wednesday, April 11, 2012 “This just strikes me as classic robo foreclosure,” said a foreclosure analyst in response to Bank of America’s befuddling more to sue itself. One time would be bizarre enough, but it turns out the financial institution has […]
Bank of America guilty of incessantly calling debtor 38 times
On behalf of Ellett Law Offices , P.C. posted in 1. Credit Card Debt on Thursday, April 5, 2012 The topic of creditor harassment has been a regular feature on this blog, and recently news came out regarding Bank of America’s less-than-stellar treatment of a person who filed for bankruptcy. As a part of the […]
Ban on specialized Chapter 13 filing overruled by appellate court
On behalf of Ellett Law Offices , P.C. posted in 1. Chapter 13 on Wednesday, March 28, 2012 Having a lawyer by your side during bankruptcy proceedings is absolutely vital. You are already stressed out enough by your financial situation, and legal counsel affords you the knowledge and insight needed to complete your bankruptcy proceedings […]
Feds drop $25 billion hammer on robosigning banks
On behalf of Ellett Law Offices , P.C. posted in 1. Personal Bankruptcy on Friday, March 23, 2012 Many Phoenix, Arizona residents have mortgaged homes, and a portion of them struggle on the edge of foreclosure. Tough economic times and inflated unemployment rates contribute to the situation, but as many have been discussing in the […]
Creditor harassment extending into the social media realm
On behalf of Ellett Law Offices , P.C. posted in 1. Credit Card Debt on Wednesday, March 14, 2012 Nearly 35 years have passed since the Fair Debt Collection Practices Act was enacted. The law set standards for how debt collectors could reach an in-debt party and it prohibited a variety of immoral and abusive […]
Trend shows Arizona residents lack attorney for bankruptcy filing
On behalf of Ellett Law Offices , P.C. posted in 1. Chapter 13 on Friday, March 9, 2012 The Administrative Office of the U.S. Courts recently unveiled new information regarding bankruptcy filings in the country. The data shows that over the past five years – spanning the subprime mortgage collapse – personal bankruptcy filings, such […]
Students (and their parents) face loan crunch after graduation
On behalf of Ellett Law Offices , P.C. posted in 1. Personal Bankruptcy on Friday, March 2, 2012 Many government and financial professionals have feared that a student debt bubble was growing over the years; one that, if popped, could financially devastate the country. After cracking the $1 trillion mark recently, student loan debt surpassed […]
Credit card debt in December nearly tripled estimates by analysts
On behalf of Ellett Law Offices , P.C. posted in 1. Credit Card Debt on Thursday, February 23, 2012 Just after New Year’s, we wrote a post about how consumer credit card spending increased during the month of November. Many economic analysts believe it was part of a natural trend where consumers bust out the […]
